:root{
  --navy:#0f2236; --navy-2:#173450; --lake:#244a6b; --mist:#7fa3c0;
  --cream:#f6f1e7; --ivory:#fbf9f4; --gold:#c9a96e; --gold-d:#a8884f;
  --ink:#1b2430; --muted:#5b6673; --line:#e6dfd1;
  --serif:"Cormorant Garamond",Georgia,serif; --sans:"Inter",system-ui,-apple-system,Segoe UI,sans-serif;
  --r:14px;
}
*{box-sizing:border-box}
[hidden]{display:none!important}
html{scroll-behavior:smooth}
body{margin:0;background:var(--ivory);color:var(--ink);font:400 16px/1.65 var(--sans);-webkit-font-smoothing:antialiased}
img,svg{max-width:100%;display:block}
a{color:inherit}
.wrap{max-width:1160px;margin:0 auto;padding:0 20px}
.narrow{max-width:760px}
.center{text-align:center}
h1,h2,h3{font-family:var(--serif);font-weight:600;line-height:1.15;margin:0 0 .5em;color:var(--navy)}
h1{font-size:clamp(2.4rem,5.5vw,4.2rem)}
h2{font-size:clamp(2rem,3.6vw,2.9rem)}
h3{font-size:1.45rem}
em{font-style:italic;color:var(--gold)}
.eyebrow{font-size:.78rem;letter-spacing:.22em;text-transform:uppercase;color:var(--gold-d);font-weight:600;margin:0 0 .8em}

/* buttons */
.btn{display:inline-block;background:var(--gold);color:var(--navy);text-decoration:none;font-weight:600;padding:.9em 1.6em;border-radius:999px;border:1px solid var(--gold);transition:.2s;cursor:pointer;font:600 .95rem var(--sans)}
.btn:hover{background:#d8bb85}
.btn-ghost{background:transparent;color:var(--cream);border-color:rgba(246,241,231,.5)}
.btn-ghost:hover{background:rgba(246,241,231,.1)}
.btn-small{padding:.55em 1.1em;font-size:.85rem}

/* header */
.site-header{position:sticky;top:0;z-index:20;background:rgba(15,34,54,.94);backdrop-filter:blur(8px);color:var(--cream)}
.nav{display:flex;align-items:center;justify-content:space-between;height:72px}
.brand{display:flex;white-space:nowrap;align-items:center;gap:.6em;text-decoration:none;font-family:var(--serif);font-size:1.45rem;letter-spacing:.02em}
.brand strong{font-weight:600;color:var(--gold)}
.menu{display:flex;align-items:center;gap:1.6em}
.menu a{white-space:nowrap;text-decoration:none;font-size:.92rem;opacity:.9}
.menu a:hover{opacity:1;color:var(--gold)}
.menu a.btn{color:var(--navy);opacity:1}
.menu-toggle{display:none;background:none;border:1px solid rgba(246,241,231,.4);color:var(--cream);border-radius:8px;padding:.4em .9em;font:500 .9rem var(--sans)}

/* hero */
.hero{position:relative;min-height:88vh;display:flex;align-items:center;color:var(--cream);overflow:hidden;background:var(--navy)}
.hero-art{position:absolute;inset:0;width:100%;height:100%}
.hero-inner{position:relative;padding:110px 20px 150px}
.hero h1{color:var(--cream);max-width:15ch}
.hero .eyebrow{color:var(--gold)}
.lede{max-width:56ch;font-size:1.12rem;opacity:.9}
.hero-actions{display:flex;flex-wrap:wrap;gap:12px;margin-top:1.8em}

/* trust */
.trust{background:var(--cream);border-bottom:1px solid var(--line)}
.trust-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:24px;padding:34px 20px}
.trust-k{display:block;font-family:var(--serif);font-size:1.4rem;color:var(--navy);font-weight:600}
.trust-v{color:var(--muted);font-size:.93rem}

/* sections */
.section{padding:96px 0}
.section-intro{max-width:60ch;color:var(--muted);font-size:1.06rem;margin-bottom:2.4em}
.section-dark{background:var(--navy);color:var(--cream)}
.section-dark h2{color:var(--cream)}
.section-dark .eyebrow{color:var(--gold)}
.section-cream{background:var(--cream)}

.cards{display:grid;grid-template-columns:repeat(4,1fr);gap:20px}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:26px 22px;transition:.25s;position:relative}
.card::before{content:"";position:absolute;left:22px;top:0;width:36px;height:3px;background:var(--gold)}
.card:hover{transform:translateY(-3px);box-shadow:0 14px 30px -18px rgba(15,34,54,.35)}
.card p{color:var(--muted);margin:0;font-size:.95rem}

.split{display:grid;grid-template-columns:1.1fr .9fr;gap:56px;align-items:center}
.ticks{list-style:none;padding:0;margin:1.4em 0 0}
.ticks li{padding:.5em 0 .5em 1.8em;position:relative;border-bottom:1px solid rgba(246,241,231,.12)}
.ticks li::before{content:"";position:absolute;left:0;top:1.05em;width:10px;height:10px;border-radius:50%;background:var(--gold)}
.lake-card{margin:0}
.lake-card svg{border-radius:18px;box-shadow:0 30px 60px -30px rgba(0,0,0,.6)}

.steps{list-style:none;padding:0;margin:2em 0 0;display:grid;grid-template-columns:repeat(4,1fr);gap:24px;counter-reset:s}
.steps li{border-top:1px solid var(--line);padding-top:22px}
.steps span{font-family:var(--serif);font-size:2.2rem;color:var(--gold);line-height:1}
.steps p{color:var(--muted);font-size:.95rem;margin:0}

.signature{font-family:var(--serif);font-style:italic;font-size:1.4rem;color:var(--gold-d)}

/* contact */
.contact{align-items:start}
.contact-list{list-style:none;padding:0;margin:1.6em 0 0}
.contact-list li{display:grid;grid-template-columns:120px 1fr;padding:.75em 0;border-bottom:1px solid var(--line)}
.contact-list li>span:first-child{font-size:.78rem;letter-spacing:.16em;text-transform:uppercase;color:var(--gold-d);font-weight:600;padding-top:.2em}
.contact-list a{color:var(--navy);word-break:break-word}
.contact-form{background:#fff;border:1px solid var(--line);border-radius:18px;padding:30px;display:grid;gap:14px;box-shadow:0 24px 50px -36px rgba(15,34,54,.5)}
.contact-form .row{display:grid;grid-template-columns:1fr 1fr;gap:14px}
.contact-form label{display:grid;gap:6px;font-size:.85rem;font-weight:500;color:var(--navy)}
.contact-form input,.contact-form select,.contact-form textarea{font:400 1rem var(--sans);padding:.75em .9em;border:1px solid var(--line);border-radius:10px;background:var(--ivory);color:var(--ink);width:100%}
.contact-form input:focus,.contact-form select:focus,.contact-form textarea:focus{outline:2px solid var(--gold);outline-offset:1px;border-color:transparent}
.contact-form .btn{justify-self:start}
.form-note{font-size:.83rem;color:var(--muted);margin:0}
.form-note.err{color:#a33}

/* footer */
.site-footer{background:var(--navy);color:var(--cream);padding:48px 0;text-align:center}
.footer-inner{display:grid;gap:8px;justify-items:center}
.site-footer p{margin:0;opacity:.85}
.site-footer .small{font-size:.8rem;opacity:.6}

/* responsive */
@media (max-width:980px){
  .cards{grid-template-columns:repeat(2,1fr)}
  .steps{grid-template-columns:repeat(2,1fr)}
  .trust-grid{grid-template-columns:repeat(2,1fr)}
  .split{grid-template-columns:1fr;gap:36px}
}
@media (max-width:900px){
  .menu-toggle{display:block}
  .menu{display:none;position:absolute;top:72px;left:0;right:0;background:var(--navy);flex-direction:column;align-items:flex-start;padding:16px 20px 24px;gap:14px}
  .menu.open{display:flex}
  .section{padding:68px 0}
  .hero{min-height:auto}
  .hero-inner{padding:72px 20px 120px}
}
@media (max-width:560px){
  .cards,.steps,.trust-grid,.contact-form .row{grid-template-columns:1fr}
  .contact-list li{grid-template-columns:1fr;gap:2px}
  .brand{font-size:1.2rem}
}
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}.card{transition:none}}